Before You Apply: Improve Your Credit
Unfortunately, too many consumers wait until they are actually applying for a major loan before they check their credit. If you are planning to apply for a major loan — especially if you want to apply...
View ArticleRepairing Your Credit Rating after a Bankruptcy
One of the most financially devastating actions you can take is to declare bankruptcy. Your bankruptcy filing is reported under the credit payment history portion of your credit report. That is the...
View ArticleWant Good Credit? Pay Your Bills On Time
By now, there are few consumers who don’t realize how important good credit is. Most people know that they need to have good credit. What’s in a credit report can influence money-related decisions...
View ArticleHow Does that Credit Inquiry Affect Your Credit Score?
There are a number of credit scoring models, as well as various consumer credit reports available. However, many of them have a few things in common, and many credit scoring models are based, in some...
View ArticleWhy Credit Cards Impact Your Credit History so Greatly
One of the common pieces of advice given to those who want to build their credit history is to get a credit card. This is because credit cards are well-known for being a fast way to build a credit...
View ArticlePay Down Your Debt to Improve Your Credit
When you have poor credit, it becomes important to fix the situation. Poor credit results in higher interest rates, as well as other costs. Additionally, your credit situation can have an impact on...
View ArticleDo You Have to Pay Someone for Credit Repair?
When you have poor credit, it can really stymie your attempts to build a solid financial footing. You can’t get access to the same financial services and deals, and it can be difficult to move on from...
View ArticleHow to Correct a Mistake on Your Credit Report
One of the realities of your financial life is that a mistake on your credit report can negatively impact your credit score. If an inaccurate item on your credit report is dragging on your credit...
View Article3 Reasons to Check Your Credit Report Regularly
Our culture is increasingly becoming aware of the importance of credit, and of maintaining a good credit history. However, some still do not check their credit reports. They think that it is...
View ArticleHow Can Credit Report Errors Affect Your Credit?
When it comes to your credit, one of the best things you can do is check your report for errors, and then fix mistakes. Getting rid of some of your credit report errors can provide you with a way to...
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